TY - BOOK AU - TI - Credit Management,m Operating Efficiency, Sacco size ,Capital Adequacy and Loan Performance Among Deposit Taking Saving and Credit Cooperative Organizations in Kenya PY - 2026/// CY - Embu PB - University of Embu KW - 1. Credit management 2. Operating Efficiency 3. Sacco Size 4. Savings and Credit cooperative Organizations in Kenya ER -